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Briefing: Nearly half of new $1M+ mortgages are ARMs: Why rich people are embracing adjustable-rate mortgages now — and whether you should, too

Strategic angle: A significant trend in the luxury mortgage market reveals a shift towards adjustable-rate mortgages among affluent buyers.

Editorial Staff · 2026-03-15 · 1 MIN READ

Nearly 50% of new mortgages over $1 million are adjustable-rate.

Affluent buyers are attracted to lower initial rates of ARMs.

Experts weigh in on the risks and benefits of ARMs.